A Few Things Everyone Should Know About Disability
Did you know? One year of disability can wipe out 10 year's worth of savings.Other interesting things to know about disability:- 7 out of 10 people between the ages of 35 and 65 become disabled for three months or longer.- The average length of disability lasting longer than 90-days is 36 Months.- Most American families have only enough money in savings to cover two months worth of bills.- In 2000, wage and productivity losses from unintential injuries was $259.8 billion (Statistical Abstract of the US: 2002)- The maximum Social Security disability payment for 30-yr old earning $70,000 per year is just $1600 per month.- To be eligible for Social Security disability, your disability must last at least 12 months.- Social Security Disability will only pay an approved claim after a minimum of 5 months have passed.So if you suddenly become disabled... how would you pay your bills?What is disability?The Random House Webster's Dictionary of American English defines disability as:"Lack of adequate strength or ability; incapacity; a physical or mental handicap; anything that disables or puts one at a disadvantage"The Social Security Administration defines disability this way:"The inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months." Emphasis AddedSimply put: Disability generally means that you are unable to work. And Social Security Disability means you are unable to work at anything.Disability can happen at any time, to anyone - regardless of race, religion, gender or profession.Sometimes people become disabled dur to injuries received in a car accident. And sometimes it's a simple matter of getting hurt while participating in sports, or improving your home in your off hours.A very common injury that can cause you to become unable to work, is a back injury. And back injuries can happen simply by moving furniture, working in a garden, or fixing a leak in your roof.Other people become unable to work due to an illness or the onset of a disease: Like diabetes, stroke, or heart attack.
And even pregnancy can cause some females to become unable to work: If the pregnancy develops other complications that require the woman to stay in bed, she is unable to work.This Can Happen to You Too.Unfortunately, people often assume that just because they're healthy, they can't become disabled. And that's simply not true. Accidents happen. So being healthy doesn't usually have anything to do with whether you become disabled.Let's look at some undeniable facts:- In 2000, wage and productivity losses from unintentional injuries was $259.8 billion (Statistical Abstract of the US: 2002)- In 1999: 338,000 people were injured in a fall- In 1999: 141,000 people were injured due to overexertion- In 1999: 338,000 people experienced sprains and strainsAnd just a few of the ways these injuries happened included:- Hand and power saws- Hammers- Kitchen flatware- Beds- Tables- Ladders- Rugs and Carpets- Footwear- Bicycles- Swimming PoolsIf you'd like to know more about disability and various ways you can protect yourself and your family, read the rest of this report online at: http://www.sasezpublications.com/Reports/Disability-Insurance/.
? 2004. This article is provided courtesy of http://www.SasEzPublications.com - You may freely reprint this article on your website or in your newsletter provided this courtesy notice and the author name and URL remain intact.National Survey Results: New Jersey Children's Hospital Leads Nation in Patient Satisfaction
New Brunswick, NJ
October 24, 2004 -? The Bristol-Myers Squibb Children's Hospital at Robert Wood Johnson University Hospital has done it again, ranking among the top 1 percent of hospitals in the nation in customer satisfaction. For the third quarter in a row, the children's hospital scored in the 99th percentile of United States children's hospitals in patient satisfaction, according to Press Ganey, a company that statistically measures hospital patient satisfaction. The children's hospital at Robert Wood Johnson University Hospital has been a favorite with patients since its opening in 2001, but patient satisfaction scores over the past two years have never been stronger. The hospital has maintained its 99th percentile ranking over the past three consecutive quarters, and has ranked higher than 95 percent since January 2003. The Press Ganey report paints a picture of a hospital that is exceeding patient expectations across numerous criteria, from the quality of its meals...
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Planet Tan Chief Financial Officer Recognized as One of the Top Financial Professionals in the USA
(ContentDesk) November 11, 2005 -- The right person, with the right combination of motivation and skills, can change the direction of an entire company. This is why each year Exchange Magazine recognizes the AFP 300 - some of the most senior financial professionals in finance.Randy Gill, Planet Tan's Chief Financial Officer was selected to receive this prestigious recognition as Certified Treasury Professional out of 100,000 financial professionals in the USA.Tony Hartl Founder/CEO of Planet Tan remarked, "Randy brings with him from his former position as Treasurer of T.G.I. Friday's a welath of experience and accumen that serves Planet Tan exceptionally well, particularly in view of our aggressive expansion plans." "We are all so proud that Randy has achieved this high level of recognition from a pool of over 100,000 nominees encompassing the entire country" added Hartl.Planet Tan operates the premier tanning superstores in the Dallas area, offering 50 beds per location, as well as...
Planet Tan Chief Financial Officer Recognized as One of the Top Financial Professionals in the USA
Beds > Planet Tan Chief Financial Officer Recognized as One of the Top Financial Professionals in the USA
How To Purchase Tanning Beds
So, you want a tanning bed. You can purchase tanning beds for home use or for a salon. When you want to purchase tanning beds know what you are looking for. If you are in the market to purchase tanning beds do some comparison shopping.There are many tanning beds for sale and when you are ready to purchase tanning beds you should know how much you want to spend and what features you want on the beds.You may be able to purchase tanning beds at a better price when you need more than one.When you are ready to purchase tanning beds look online and compare prices. There are many sites that will have this information and it will be easier to purchase tanning beds when you know you are getting the best price possible.What features are you looking for when you are going to purchase tanning beds? What is important to you in the way of UVA and UVB rays? These rays vary and when you want to purchase tanning beds this may be an area to look at.Lamps are another area that you may want to familiarize...
How To Purchase Tanning Beds
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Discover The Huntington Library, Art Collections, and Botanical Gardens
The Huntington Library, Art Collections, and Botanical Gardens is located on 150 acres of land at 1150 Oxford Rd. in the city of San Marino, California. San Marino is best known for the financial wealth of it's residents and for it's proximity to the city of Pasadena http://pasadena.usacitydirectories.com. Many people, however, believe that the city's biggest asset is the Huntington Library which is made of three art galleries and a library which "showcase magnificent collections of paintings, sculptures, rare books, manuscripts, and decorative arts", and the botanical garden with a collection which "features over 14,000 different species of plants".
The Huntington houses such treasures as "the Ellesmere manuscript of Chaucer's Canterbury Tales; a Gutenberg Bible on vellum; the double-elephant folio edition of Audubon's Birds of America; a world-class collection of the early editions of Shakespeare's works;...
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The Privilege of Praise
To praise someone is to extol, glorify or honor him/her. One definition that really sums it up for me is: "to go into raptures over." I love that! Doesn't that accurately describe a state of exuberance? Can you see yourself jumping up and down, screaming and laughing over some great feat your favorite team has performed or the prize you've won?
Privilege equals freedom. Being able to let go and shout and not be concerned about what you sound like or what impression you may be giving to others. You just don't care because you are so happy and you just want to express it to those who deserve it. You may have had a difficult day or facing terrible circumstanced.
But right at this moment you're free and full of joy!
Isn't that the way you are with God ? every day ? praising Him for all His goodness? Oh?? You mean you don't get excited about Him every day? You don't feel like praising because your husband/wife got up grumpy, the kids are screaming,...
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Oklahoma Christian University announces $33 million student housing project
OKLAHOMA CITY, OK (ContentDesk) April 24, 2004 -? Oklahoma Christian University (OC) has announced a comprehensive student housing project that will result in the construction of two new residence halls and a new student apartment complex, as well as major renovation of all existing student housing.The new student residence hall and apartment projects will mark the university's first new housing additions since 1978. Earlier this month, the Oklahoma Christian Board of Trustees approved the plan for the $33 million project, which will be financed by 30-year bonds and a fundraising campaign."This is strategic not just from a recruiting standpoint, though that is an important benefit of these plans. One of the strategic multi-year goals identified by the Strategic Vision Committee is to enhance and better integrate the living and learning experience of all those who are part of the OC family. Students spend a major part of their college years in student housing, not just in the classrooms,...
Oklahoma Christian University announces $33 million student housing project
Beds > Oklahoma Christian University announces $33 million student housing project
Pillowhold & E-Z Clip Corner Sheetstrap
For_Immediate_Release:Taylors Mfg Announces Launch Of New Device's The E-Z Clip Sheetstraps (middle or corner) keeps the sheet fitted to any bed. Anyone can attach the E-Z- Clips in a matter of seconds. The E-Z Clip is designed for convenience, reliability & easy installationWe also manufacture the Pillowhold for flexible beds (hospital beds) "It's good for people in nursing homes," he says. "A lot of elderly people have arthritis, so they would have a lot of trouble adjusting their pillow or keeping the sheet in place on their bed." Order yours today at: Rick Taylor can tell you all about necessity being the mother of invention. A decade ago, when he was hospitalized after being shot in the face and throat, Taylor struggled to stay comfortable in his hospital bed - largely because the pillow would not stay in place.
"It was very frustrating," the 50-year-old High Point, N.C. man recalls. "If I would reach over to the nightstand or anywhere else, there would go that pillow. Every...
Pillowhold & E-Z Clip Corner Sheetstrap
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The number one Gardener's Handbook
Copyright 2006 Jason Bibb
Are you a gardening enthusiast? Have you ever gone to a book store to find a particular gardening book only to be bombarded by shelf upon shelf of books on every type of gardening imaginable except the one that you really want? How about the internet? You've heard that it's a good place to find information, so you laboriously turn on your computer and enter whatever keywords you have into whatever search engine you fancy, and you're bombarded by information. Again.
The solution? Simple really when you come to think about it. No, not buying out the whole bookstore. Not even finding some willing victim to trawl through those web pages for you, although that does sound like a good idea. All you have to do is write your own gardening book!
I know, I know, that sort of defeats the purpose of your trying to find the information you need for yourself.
But just think of all those lost souls, wandering out there in a daze...
The number one Gardener's Handbook
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